Living Donors Online Message Board
Living Donation Discussion and News => Living Donation Forum => Topic started by: rdr321 on August 02, 2011, 03:02:19 PM
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I went to my last appointment before donation. I was told by the coodinator that the NKR will contact me to give me free health insuraunce for life. I hope this is true. The economy wiped out my insuraunce 2 years ago. My surgery date is aug 15.
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Please post more details, we'd all like to know more. Thanks!
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Here's a link to the press release announcing availability of the insurance. You'll want to contact them for details on the type of coverage provided. If you do, please share whatever you learn about the plan. Thanks!
http://www.kidneyregistry.org/pages/p118/DonorInsur_PR.php
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LODN is only catastrophic and only deals with issues related to the donation. It does, however, contain a provision for mental health treatment.
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Yes. I just got the paperwork for the insuraunce. My wife will get rich if I die during surgery and one year of med insuraunce from complications steming from the donation. Also If I cant work due to complications I will get some money.
The coordinator heard life and health and thought it was health insuraunce for life.
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This program has been out there. I had never heard of insurance for life. If you have complications from the surgery the recipient's insurance is responsible for the surgery and any complications from it. They should also follow up with you with blood work, urine, blood pressure and overall health at 6 months, 1 year and 2 years. This information should be recorded for research purposes to UNOS so they can see how donors are doing at least 2 years post donation. You will then be on your own for yearly check ups which is highly recommended once you have one kidney. You may have trouble getting health insurance post donation surgery. Some, but not many, have reported being denied health or life insurance after donation or have not been offered the preferred rate, especially if their creatinine has increased post donation. These are issues you should discuss with your coordinator, independent donor advocate and social worker. In my opinion, it is too risky for someone to have elective surgery without health insurance. Some facilities will not accept donors who do not have their own insurance in case of future health problems. With the change in the new laws, hopefully people will not be denied due to a preexisting condition, but it may become very expensive nonetheless.
Lots of research before donating. We have all been through it. Good luck and keep us posted.
Sherri