I am applying for health insurance right now. We usually have coverage through my husband's work, however, he is getting laid off end of Oct. My friend who is putting together a package for me has seen where donors have been denied, so I went and had my physical done so I can answer the LONG questionare that they require. He did say if I get denied, they send it to the state I believe to where you can get coverage for those that have been denied.
I had to get coverage about 4 years ago when my husband lost his job back then too, and BCBS, did not deny me.
I will let you know if I get turned down.