I would say don't do something like this unless you are absolutely certain. Realistically it amounts to damaging your body in a very significant way. Even with zero complications, your body has to heal and adjust to quite the shock.
I think a lot of the testing (not unimportantly your current kidney function) helps provide comfort that you are indeed strong enough to withstand it. As pro-donation biased as transplant teams may be, there is some research behind who they approve or not. They don't want to end up with two patients with kidney problems.
I am 37 and also waiting for surgery in 9 days and I do have my moments of fear. When I started this, as part of the process I asked myself those same questions. I know it may sound silly but I did some number crunching to comfort myself. Luckily I don't have renal disease in my family so I felt comfortable with just looking at realistically what would happen to my kidney function as I age, taking into account a decrease each year but also the increased function in the one kidney that seems to happen post donation ... and I calculated how old I would be when my kidney function to get so low that I would need dialysis (assuming being very average, my current age and current GFR). Scientifically this is really flawed but when I came up with a number above 100 years old, it allowed me to put things into perspective.
Yes, this may take years from me, but honestly, I figure that chances are something else will take me out well before that time. And if not, and that's how I go, the cost to me of a few months or years way at the end of my life vs. a much longer period for the recipient when they can still have a family and quality of life, seems worth it. I see more benefits than costs.
All this to say, I think you have to take things into perspective and you have to decide what -for you- is an acceptable risk. Nobody but you can tell you what is an acceptable risk and what is ok for you and your body. If you have doubts, I would wait and think about it some more. It's not a small everyday decision. It is a life changing one. I can't give you advice on the emotional aspect as I am a non-directed donor, but I'd hazard to say that your mother probably wants you to be happy and comfortable with your decision, whatever it is.
For what is worth, my significant other is also worried ... he is supportive based on the fact that in the end, each should choose what they do with their bodies and possibly because he knows how stubborn I am, but I know he would prefer I didn't. I did reassure him however that since I'm much healthier than him and life expectancy for women is higher, chances are I'll still go last ... morbid I know ... but it adds perspective.